Terms of Service
Effective: 2026-01-01 · Mizan Capital · A halal initiative under Hexora Group
1. Eligibility
By signing an Aqd with Mizan Capital you confirm you are at least 18 years old and not a resident of an OFAC-sanctioned jurisdiction. KYC procedures apply for capital contributions above $10,000.
2. Musharaka Structure
Each Aqd is structured as a Musharaka Mutanaqisa (diminishing partnership) in accordance with AAOIFI Shari'ah Standard No. 12. Mizan is appointing a Sharia Supervisory Board, which will review the Aqd structure and publish its findings before platform launch. You receive a documented Hissah (share) of a specific ASIC at signing. The partner's share diminishes as you buy it back from your Ribh. No fixed return is promised; profit and loss are shared in proportion to ownership.
3. Ribh & Mudaraba Fee
Net mining profit (gross BTC less Tayyib operating costs) is distributed daily to Hissah holders pro-rata. Mizan retains a 20% Mudaraba operator share for managing the farm and the Takaful pool. The remaining 80% is forwarded to the client wallet of record. Payouts are made in BTC or USDT (TRC-20 / ERC-20).
4. Risk Disclosure (No Riba)
Bitcoin mining yields are not guaranteed and depend on price, network difficulty and uptime. Losses, if any, are shared pro-rata — that is what makes this a real Musharaka and not a loan (Qard). Past performance does not indicate future Ribh.
5. Tamlik & Termination
When your Hissah reaches 100% the asset is fully yours (Tamlik). You may continue mining through Mizan, sell on the secondary market, or take physical delivery with 90 days' notice. International shipping and customs are borne by the equipment owner.
6. Governing Law
These terms are governed by the laws of New South Wales, Australia. Disputes shall be resolved through binding arbitration seated in Sydney. Mizan is establishing a Sharia Supervisory Board to oversee Sharia compliance; once the Board is seated for the 2026 launch, Sharia-specific matters will be referred to it for review, with its reasoning published. Until the Board is constituted, any Sharia-related concern is handled through the same Sydney arbitration process.